Too Important to Fail: The Impact of Community Development Banking Institutions - 2009 and Beyond (PDF Download)

Community Development Banking Institutions, or CDBIs, are banks that meet the financial services needs of low- and moderate- income communities in a safe and sustainable manner. It is the mission of the National Community Investment Fund (NCIF) to invest in and support these CDBIs that have a mission of offering products and services that meet the specific needs of the residents that surround their institution. In these neighborhoods, CDBIs provide deposit and checking services as an alternative to check cashers and payday lenders. In these neighborhoods, CDBIs provide credit to small businesses and entrepreneurs that have been turned down by larger regional and national banks.

To tell the story of these banks and to encourage stakeholders and investors to support these institutions, NCIF publishes this annual social impact report to transparently measure andcommunicate the financial inclusion work that CDBIs – as an industry -- are doing throughout America’s most economically vulnerable communities. This supplements the efforts made by the CDBIs themselves as they showcase their impact in their respective service areas. It is our hope that this continued effort to communicate the work of the industry will result in increased visibility and support for CDBI banks
throughout the country.

2010 CDBI Landscape Document

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Too Important to Fail:  The Impact of Community Development Banking Instututions - 2009 and Beyond

2009 Annual Report on CDFI Banks

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2008 CDFI Bank Annual Report

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