NCIF makes Deposits in selected institutions, including smaller credit unions and minority-owned banks that are not presently in need of equity capital.

Other Deposit related activities include:

Deposit Portfolio Monitoring
NCIF is able to monitor portfolios of depository institutions as a fee based service. Further, NCIF can perform the following; (1) Financial Analysis and (2) NCIF Social Performance Metrics Analysis. NCIF has created Social Performance Metrics for every year since 1996 and is able to provide a historical trend analysis for any given institution. NCIF can also construct an analysis of an institution relative to a peer group.

To download an example of the portfolio monitoring that NCIF provides, please click here.

Assisting Socially Responsible Investors with Deposit Placement
Each year, NCIF communicates to stakeholders what kind of impact community development banking institutions have, and how investments in these institutions can directly contribute to a community's welfare. Below are some links to other organizations that have leveraged NCIF's expertise.

Global Impact and Investing Network (GIIN)

TIAA-CREF

W.K. Kellogg Foundation

Deposits Initiative
NCIF recently partnered with the Initiative for Responsible Investment (IRI) at Harvard University to survey the Operating Account capabilities of Community Development Banking Institutions (CDBI) that work in low-to moderate-income communities. The objective was to demonstrate to the foundation and the socially responsible investment (SRI) community that opening operating accounts with CDBI banks is a safe, efficient, and effective way to support key community development work.

More detailed information about this project can be found here.