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Find and compare mission-oriented banks. The banks below are providing low-income or minority customers with the financial tools they need to transform their communities.

quadrant1 : All States
Institution Namesort descending State DLI-HMDA (%) DDI (%) Total Assets ($000s)
Bank Ozk AR 55 51 26,232,119
Bankfirst Financial Services MS 55 73 2,097,613
Bankplus MS 47 63 6,775,054
Banktennessee TN 44 56 528,115
Banterra Bank IL 40 68 2,726,883
Bedford Loan & Deposit Bank KY 49 67 118,602
Bom Bank LA 70 81 849,133
Brannen Bank FL 71 100 825,604
Bridgewater Bank MN 40 50 4,123,102
Brighton Bank TN 45 100 54,281
Calhoun County Bank, Inc. WV 80 100 185,619
Carolina Bank & Trust Co. SC 48 64 794,897
Carroll Bank and Trust TN 53 75 426,738
Cashmere Valley Bank WA 44 67 2,167,032
Cb&s Bank, Inc. AL 42 54 2,345,222
Ccb Community Bank AL 49 80 601,838
Cedar Rapids Bank and Trust Company IA 70 56 2,094,693
Centennial Bank TN 68 69 661,541
Century Bank MS 53 56 451,638
Century Next Bank LA 46 71 629,132
Chickasaw Community Bank OK 46 50 459,652
Citizens 1st Bank TX 54 50 712,927
Citizens Bank TN 49 54 1,142,320
Citizens Bank MO 60 55 200,735
Citizens Bank TN 58 71 733,328
Citizens Bank MS 65 75 470,511
Citizens Bank & Trust Company of Vivian, Louisiana LA 44 75 162,843
Citizens Bank & Trust, Inc. GA 54 67 134,723
Citizens Bank and Trust FL 57 76 1,257,945
Citizens Bank of Kentucky, Inc. KY 78 100 724,335

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Learn more: Looking for high-impact banks? Find mission indicators and financial data on all banks using the BankImpact Advanced Search.


NCIF's Social Performance Metrics:
DDI: % of a bank’s branches located in low- and moderate-income communities
DLI-HMDA: % a bank’s HMDA-reported lending occurring in low- and moderate-income areas.
Complete definitions.

All information is based on annual HMDA data (ffiec.gov), Census data, annual Summary of Deposits data (fdic.gov), and Statistics on Depository Institutions (fdic.gov) as well as private reporting from banks where appropriate. DLI-HMDA and DDI data is based on data released on 12/31/2018. Financial data is as of 12/31/2019.

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*Quadrant 1 CDBI Banks exceed NCIF’s social impact thresholds

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